Own It From Day One
Equipment Financing
Fast, flexible financing for any equipment your business needs.
KL Leasing provides equipment financing solutions that let Canadian businesses acquire the machinery and tools they need without depleting working capital. Competitive rates, fast approvals, and terms tailored to your cash flow.
5.99%
Rates From OAC
48hr
Approval Time
$5M+
Max Financing
84mo
Max Term
Overview
What is Equipment Financing?
Equipment financing allows your business to purchase equipment by spreading the cost over a fixed term with predictable monthly payments. Unlike leasing, you own the equipment from day one and build equity over time. This is ideal for businesses that want long-term ownership, tax depreciation benefits, and the ability to use the equipment as collateral for future financing. KL Leasing works with all industries across Canada — from construction and transportation to healthcare and manufacturing.
Key Benefits:
Own the equipment from day one — build equity and asset value
Competitive rates starting from 5.99% OAC
Flexible terms from 12 to 84 months
Low or no down payment options available
All equipment types and industries accepted
Tax depreciation benefits (CCA deductions)
Fixed monthly payments for easy budgeting
All credit profiles considered — even if banks said no
The Process
How Equipment Financing Works
Apply Online or By Phone
Fill out our simple application form or call 905-334-0019. Takes less than 10 minutes.
Submit Documents
Provide 3-6 months of bank statements, business registration, and government-issued ID.
Get Approved
Receive a financing decision within 24-48 hours. Most applications are approved.
Equipment Delivered
Funds are released directly to the vendor. Equipment is delivered and you're ready to work.
Common Questions