Basic Requirements
Who Qualifies?
Our eligibility requirements are designed to be inclusive. We evaluate your overall business health, not just your credit score.
Active Canadian Business
Registered and operating in any province or territory across Canada. Sole proprietors, partnerships, and corporations all qualify.
Minimum 6 Months in Business
Startups and newer businesses may qualify with alternative documentation such as a strong business plan or personal assets.
Revenue-Based Review
We consider monthly revenue and cash flow — not just credit scores — for a fair, holistic assessment of your business.
Clear Equipment or Funding Purpose
Know what you need — we help structure the right product around your goal, whether it's new equipment, working capital, or refinancing.
Basic Documentation
Recent bank statements, business registration, and government-issued ID. That's typically all we need to get started.
Quick Check
Do You Qualify?
Is your business registered in Canada?
Have you been operating for 6+ months?
Do you have monthly revenue to support payments?
Do you know what equipment or funding you need?
Can you provide basic business documents?
If you answered yes to most of these, you likely qualify. Contact us to confirm and get a free, no-obligation quote.
48hr
Fast Approvals
5.99%
Rates From OAC
How It Works
From Application to Funding
Our streamlined process gets you from application to funded in as little as 3–7 business days.
Contact Us
Call, email, or fill out our online form. A financing specialist will reach out within 1 business day to discuss your needs.
Submit Documents
Provide 3-6 months of bank statements, business registration, and ID. We keep paperwork minimal to move fast.
Get Approved
Our team reviews your application and provides a decision within 24–48 hours. Most applications are approved.
Receive Funding
Once approved and documents are signed, funds are released directly to you or the equipment vendor within 2–5 business days.
Our Products
Financing Options
* All rates and amounts are subject to credit approval (OAC). Contact us for a personalized quote.